Built for people who deserve a real shot.
ABOUT REQUALIFY360
A local, people-first credit restoration company based in Queensbury, NY — founded on the belief that your past does not have to define what comes next.
Our story
12 years in the making.
One clear mission.
Founder Chris Mastantuono spent over a decade in subprime lending, helping car buyers across the Capital Region find their way into reliable vehicles. But there was one barrier he kept running into — credit.
Hardworking people with real motivation were being turned away because of what was on their report, not who they actually were. He watched it happen hundreds of times. And eventually, he decided to stop watching.
Requalify 360 is the result of that decision.
12+
Years of subprime lending experience behind Requalify 360's founding
22
Years in finance brought by client relations lead Ron Monaco
1 in 5
Americans have an error on their credit report — and most don't know it
100%
CROA-compliant. Confidential. No commitment required to start.
"I've spent over a decade helping people get into vehicles, and one of the biggest barriers I kept seeing was credit. Requalify 360 is about giving those people a real shot — not just a quick fix, but an actual path forward."
— Chris Mastantuono, Founder
THE TEAM
People who actually
care about your outcome.
Chris Mastantuono
FOUNDER
A well-known Queensbury entrepreneur and the face behind The Car Shoppe, Chris brings 12+ years of subprime lending experience to Requalify 360. He built this company because he saw firsthand how credit stood between hardworking people and the opportunities they deserved — and decided to do something about it.
Ron Monaco
CLIENT RELATIONS
With 22 years in finance and an extensive background as a licensed mortgage loan officer, Ron brings a deep understanding of how credit impacts real purchasing decisions. Known for his ability to put people at ease, Ron leads every client conversation with zero judgment and complete commitment to moving forward.
WHERE WE WORK
PROUDLY SERVING THE
caPITAL REGION.
We work with individuals and families throughout upstate New York. We are your neighbors — and we stand behind every step of the process with full transparency and no hidden fees.