PRIVACY POLICY

LEGAL

Effective Date: January 1, 2026 · Last Updated: March 2026

Introduction

Requalify 360 ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website requalify360.com or use our credit restoration services. Please read this policy carefully. If you disagree with its terms, please discontinue use of our site and services.

Information We Collect

We may collect the following types of information:

Personal identifiers such as your name, email address, and phone number when you submit a contact form or credit review questionnaire
Credit-related information you voluntarily provide to us to assess your credit restoration needs
Usage data including your IP address, browser type, pages visited, and time spent on our site (collected automatically via cookies and analytics tools)
Communications you send to us via email or our contact form

How We Use Your Information

We use the information we collect to:

Respond to your inquiries and provide credit restoration services
Send you updates about your case, account activity, and service-related communications
Send SMS text messages if you have explicitly opted in to receive them
Improve our website and services
Comply with applicable laws and regulations including the Credit Repair Organizations Act (CROA) and the Fair Credit Reporting Act (FCRA)

SMS / Text Message Communications

If you opt in to receive SMS messages from Requalify 360, we will send you text messages related to your credit restoration inquiry, case updates, and service activity. Message frequency varies based on account activity. To opt out: Reply STOP to any SMS message at any time. You will receive one confirmation message and then no further messages. For help: Reply HELP to any SMS message or contact us at hello@requalify360.com. Msg & data rates may apply. Carriers are not liable for delayed or undelivered messages.

Sharing of Your Information

We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following limited circumstances:

With service providers who assist us in operating our website or delivering our services (such as our CRM platform, dispute software, and payment processors), subject to confidentiality agreements
When required by law, court order, or governmental authority
To protect the rights, property, or safety of Requalify 360, our clients, or the public

SMS Data Non-Sharing Policy

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service, is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Cookies and Tracking Technologies

Our website may use cookies and similar tracking technologies to enhance your browsing experience and analyze site traffic. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. Note that some features of our website may not function properly if cookies are disabled.

Data Security

We implement reasonable administrative, technical, and physical security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

Your Rights

Depending on your location, you may have the right to:

Request access to the personal information we hold about you
Request correction of inaccurate or incomplete information
Request deletion of your personal information, subject to certain exceptions
Opt out of SMS communications at any time by replying STOP
Opt out of email communications by following the unsubscribe instructions in any email we send

To exercise any of these rights, contact us at hello@requalify360.com.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites and encourage you to review their privacy policies before providing any personal information.

Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If you believe we have inadvertently collected information from a minor, please contact us immediately and we will take steps to delete it.

Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will revise the "Last Updated" date at the top of this page. We encourage you to review this policy periodically to stay informed about how we protect your information.

Email: hello@requalify360.com
Website: requalify360.com
Location: Queensbury, New York